If you are employed in Ontario, you may be covered under a disability insurance policy that provides benefits to you if you should be injured or become seriously ill and cannot work.

You can submit a claim to your disability insurance carrier if you are unable to work in the employment you were performing when you became sick or injured.

After two years of providing disability insurance coverage, many policies will specify that you are not entitled to further benefits unless you suffer from an inability to engage in any occupation that you are reasonably suited by education, training and experience.

As you might imagine, this can be a difficult test to meet. Depending on the nature of your disability, you may or may not continue to qualify for benefits. Whatever the situation, you and your lawyer should closely review your specific disability insurance policy to determine whether you have a viable claim.

If your disability insurer has denied your claim, it is important to retain a skilled and experienced  lawyer who understands both personal injury and insurance law and who will immediately begin an action against the insurer.

At Van Dyke Law Office, we understand the emotional and financial difficulties that you face when your disability claim is denied. We will work quickly and efficiently to advance the claim with the goal of obtaining the benefits you need.

If your insurance company has denied or discontinued your LTD or other disability benefits, contact us for a free consultation. If it is more convenient, we will arrange a free consultation at your home. Van Dyke Law Office serves all of Southern Ontario.